Risk Integrated does provide its content to you on this website, subject to the following terms and conditions.

  1. Copyrights. All content and functionality on the website, including text, graphics, logos, icons, and images and the selection and arrangement thereof, is the exclusive property of Risk Integrated or its licensors and is protected by U.S. and international copyright laws. All rights not expressly granted are reserved.
  2. Trademarks. The trademarks, service marks, trade names, designs, and logos (collectively, the "trademarks") displayed on the website are the registered and unregistered trademarks of Risk Integrated and its licensors. You agree that you will not refer to or attribute any information to Risk Integrated in any public medium (e.g., press release, websites), for advertising or promotion purposes, or for the purpose of informing or influencing any third party and that you will not use or reproduce any trademark of or imply any endorsement by or relationship with Risk Integrated.
  3. Use of Website Content. Risk Integrated hereby grants you a non-exclusive, non-transferable license to access and download, display, and print one copy of the content and functionality displayed on the website (the "website content") solely for your internal, business use, provided that you do not modify the website content in any way and that you retain all copyright and other proprietary notices displayed on the website content. You may not otherwise reproduce, modify, distribute, transmit, post, or disclose the website content without Risk Integrated's prior written consent.
  4. User Postings. You acknowledge and agree that Risk Integrated shall own and have the unrestricted right to use, publish, and otherwise exploit any and all information that you post or otherwise publish on the website in postings, survey responses, and otherwise, and you hereby waive any claims against Risk Integrated for any alleged or actual infringements of any rights of privacy or publicity, moral rights, or rights of attribution in connection with Risk Integrated's use and publication of such submissions. You covenant that you shall not post or otherwise publish on the website any materials that (a) are threatening, libelous, defamatory, or obscene; (b) would constitute, or that encourage conduct that would constitute, a criminal offense, give rise to civil liability, or otherwise violate law; (c) infringe the intellectual property, privacy, or other rights of any third parties; (d) contain a computer virus or other destructive element; (e) contain advertising; or (f) constitute or contain false or misleading statements. Risk Integrated does not and cannot review all information posted to the website by users and is not responsible for such information. However, Risk Integrated reserves the right to refuse to post or and the right to remove any information, in whole or in part, for any reason or for no reason.
  5. Disclaimers. All content and functionality on the website is provided "as is", without warranty of any kind, either express or implied, including, without limitation, implied warranties of merchantability and fitness for a particular purpose. Risk Integrated and its third-party content providers make no warranties, express or implied, as to the ownership, accuracy, or adequacy of the website content. Risk Integrated shall have no liability or responsibility for any information published on linked websites, contained in any user submissions published on the website, or provided by third parties. Neither Risk Integrated nor its third-party content providers shall be liable for any indirect, incidental, consequential, or punitive damages or for lost revenues or profits, whether or not advised of the possibility of such damages or losses and regardless of the theory of liability. Risk Integrated may change, suspend, or discontinue any aspect of the website and/or restrict your access to certain features of the website at any time and for any reason without notice or liability.
  6. Third-Party Websites. We may provide links to third-party websites, and some of the content appearing to be on this Website is supplied by third parties, for example, in instances of framing of third-party Websites or incorporation through framesets of content supplied by third-party servers. Risk Integrated has no responsibility for these third-party websites, which are governed by the terms of use and privacy policies, if any, of the applicable third-party content providers.
  7. Privacy. Risk Integrated respects your privacy and will not sell any of your personal data, such as your name, email address, or phone number, without your consent. Please also be aware that we cannot control and are not responsible for the use or disclosure by other Website users of information that you make available in your submissions to the Website or for the privacy practices of third-party websites linked to the website.
  8. Governing Law; Jurisdiction. These Terms are governed by the laws of the State of New York without reference to the principles of conflicts of laws thereof. Any dispute arising from these terms shall be resolved exclusively in the state and federal courts of the State of New York.

You are not authorized to use this website unless you agree to these terms. If you do not agree to these terms, please exit this website.