Implementation Technology

Developing CRE Risk Models

Risk Integrated is pleased to announce that it will allow clients open access to its proprietary cashflow simulation risk models in a transparent Excel/VBA form without the constraints and formalities of the full Specialized Finance System (SFS).

The models have been developed over twelve years and are currently being used for Basel capital, regulatory stress-testing and deal structuring across a wide variety of clients. The models use detailed Monte Carlo simulation to allow cashflows for IPRE and construction deals to be stressed in thousands of alternative scenarios including market movements, re-letting and tenant defaults. The results include a comprehensive suite of risk statistics including Probability of Default per Year, Loss Given Default, NPV of Loss, NPV of Income as well as all the financial ratios and line-by-line breakdown of expenses, income and debt service.

With the models in “raw” Excel form users can assess the risk of individual deals in a transparent flexible framework on their desktop, making adjustments and developing the models as they see fit. After any desired adjustments, clients have the options to use their models in perpetuity, implement them in their own systems, or implement them using the full SFS. The SFS is a web-based system providing control of the models and an interface for the concentration of comprehensive deal and portfolio data into a single SQL database. The full system allows access by hundreds of lending teams and allows portfolio users to run batch analyses without needing additional input from the lending teams.

By releasing these models in a “raw” Excel form, Risk Integrated is looking to provide analytics and services to clients who want models tailored to their business and to their experience but who [...]

March 3rd, 2015|

Asia Looks to Cloud Computing

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In the December 2012 issue of AsiaRisk magazine, Risk Integrated is featured in a lengthy article on vendors providing their services via cloud computing. For many banks in the region, cloud computing is the latest, greatest innovation in computer technology. The creation of huge pools of processing and data management resources, made available online and on demand, are expanding their access to complex technology otherwise not affordable or manageable in-house.

Please contact us for a full copy of the article.

December 19th, 2012|

Deutsche Pfandbriefbank Selects Risk Integrated's SaaS Offering for CRE Risk Reporting

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PBB is now using Risk Integrated's SFS SaaS, which is a fully outsourced solution, to further improve the effectiveness, quality and management of the risk reporting on their commercial real estate loans and the portfolio's risk profile.

November 5th, 2012|

Cloud Computing Revolutionizes CRE Risk Management

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Cloud computing is quickly changing the entire financial services industry in the U.S. and Europe. Many simple and complex software applications are now available to industry professionals via any browser window. More complex financial software applications are following closely behind. For example, in risk management for commercial real estate lending, the migration of risk models to the cloud makes sense because of the huge reduction in operating expenses for a financial institution and a fantastic improvement in computational time.

September 7th, 2012|

Cloud Computing for CRE Risk Management

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With the cloud, the increase in the computational power now makes it possible to do a much better job in quantifying, differentiating and structuring the risk in commercial real estate deals.

August 6th, 2012|

Mortgage Finance Gazette in UK Reviews Risk Integrated's Outsourced Risk Analysis Service

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Risk Integrated's Outsourced Risk Analysis Service is featured in this month's issue of Mortgage Finance Gazette, a leading commercial property publication in the UK. Risk managers now have a way to quickly generate rigorous risk analytics on the commercial real estate lending portfolios.

March 12th, 2012|

Outsourced Risk Analytics Services for Commercial Real Estate Loan Portfolios

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Risk Integrated now provides outsourced solutions for financial institutions for their requirements for commercial real estate risk analytics. Please read the pages below for a detailed description of how we execute the services to reap the benefits of outsourcing for our customers.

February 27th, 2012|

Risk Integrated Receives Top 3 Ranking in Compliance Products

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For the third year running, Risk Integrated has been recognized as one of the top three companies providing advanced solutions for implementing spreadsheets, enterprise-wide, at the world's largest financial institutions. Our Enterprise Spreadsheet Platform helps banks avoid the typical sources of problems by centralizing the spreadsheets most heavily relied upon, within a rock solid enterprise solution.

June 18th, 2009|

Hypo International

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Hypo International strengthens risk management with a large-scale, secure spreadsheet-management framework.

August 1st, 2008|

Data Integration or Bust

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Risk Integrated's Roger Chi relates the importance of disciplined and complete data integration for assessing credit risk in commercial real estate portfolios. In the recent issue of Mortgage Finance Gazette, the process of creating a central, structured repository, allowing institutions to quickly assess their true risk position, is described.

June 14th, 2008|